Disputes · Updated October 2026

Dispute an Online Transaction: What the Bank and Card Scheme Need

To dispute an online transaction you go to the bank or the card scheme. They have the payment. We investigate the file that explains why that payment was not a trade. We investigate losses as a cybersecurity company — we do not replace the bank, the card scheme, or the police.

What they ask

A dispute file is short

  • The date and the amount.
  • The merchant name as it printed on the statement.
  • Why you say it was not the service you were sold.
  • Any message that asked for a second payment to 'release' a balance.
  • The URL you used.
Our part

We do not replace the bank or the card scheme

A dispute is their process. A forensic file is the story next to it. Send the date and how you paid so we can place it next to the public record. The first look is free.

Clock

Why the date matters

  • Card windows are short.Waiting for a 'manager' to unlock a withdrawal burns the window.
  • A bank transfer has a different desk.Ask for the recall or the fraud team, not general support.
  • Crypto is not a card dispute.The chain file is separate. See blockchain analysis.
Send us

What helps the dispute story

Statement line

The merchant text, not a crop that hides it.

The ask

The chat or email that sold the deposit or the fee.

The domain

The site you actually used.

FAQ

Frequently asked questions

Can you file the dispute?

No. The bank or the card scheme files it. We investigate the file you send.

The merchant name is a string I do not recognise.

That is common. Send that string, the date and the URL. That is the investigation.

They say I authorised it.

Authorising a payment is not the same as receiving the service. Keep the messages that show what you were told.

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Forensics Source Group is not affiliated to this broker. We cannot close an account or confirm a balance. We investigate losses as a cybersecurity company — we do not replace the bank, the card scheme, or the police. Write the date and how you paid.

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