Forensic review · October 2026

cairnloan.com Review — Is cairnloan.com a Scam?

Forensics Source Group is not affiliated to this broker. We do not hold this account, we cannot close a balance, and we do not phone you as this firm.

Yes. cairnloan.com is a clone the FCA warns about. The firm named on the notice is Cairn Loan Investments II LLP. The notices are written once, in the block below. If you paid cairnloan.com, the date and how you paid are the part this review cannot see.

Send this to Forensics Source Group
The short answerExhibits core scam red flags
WithdrawalsNo FSCS cover if you deal with it in the UK
What to doSend it to Forensics Source Group
The record

What the notices say

  • FCA clone warning, first published 10 August 2026, updated 26 August 2026: cairnloan.com is not authorised and may be targeting people in the UK. Websites cairnloan.com, ellstream.co.uk. Telephone +441146979839 and +447448451062. A clone warning, not a criminal conviction. No Financial Ombudsman and no FSCS cover if you deal with the clone.
  • The same notice names the genuine firm: Cairn Loan Investments II LLP, FCA firm reference 821844, Asticus Building 21 Palmer Street London, SW1H 0AD, UNITED KINGDOM, telephone +442072594800, website www.poluscapital.com; Cairn Loan Investments LLP, FCA firm reference 612590, website www.poluscapital.com. The FCA says that firm has no connection with the warned name.
  • No victim dollar figure is printed. None was on the notice.
  • The support addresses for cairnloan.com are info@cairnloan.com, info@ellstream.co.uk.
Loss or this pattern

A trading loss and this pattern are not the same

A trading loss is a real position that moved against you. You can see the trade. The pattern below is a different event.

  • an account at cairnloan.com or ellstream.co.uk
  • a call from +441146979839 or +447448451062
  • firm details quoted from the FCA register
FAQ

Frequently asked questions

Can you close my cairnloan.com account, or have the person who phoned me call again?

Forensics Source Group is not affiliated to this broker. We do not hold an account at cairnloan.com. We cannot confirm a balance, close an account, or phone you as cairnloan.com.

cairnloan.com says I must pay a tax or fee before withdrawing — should I?

No. A real broker deducts a fee from the balance. A new payment to release your own money is a second charge. Keep the message that asked for it.

What do you do with what I send?

We place it next to the record above. Where the same payment shows up from other people, those files can sit together as a class action. The first look is free.

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Forensics Source Group is not affiliated to this broker. We cannot close an account or confirm a balance. Write the date and how you paid.

Office5615 Concord Pike, Wilmington, Delaware 19803, USA
CoverageUnited States · United Kingdom · European Union · Germany